A New York cooperative doesn’t allow trust fund ownership, but HUD says that discriminates against a disabled buyer and isn’t “reasonable accommodation.” Source: Florida Realtors

The U.S. House unanimously passed a bill that promotes private flood insurance, and the Senate could now simply pass the House version. But that might not happen. Source: Florida Realtors

The first quarter of this year saw the homeownership rate decline again, plummeting to 63.6 percent – the third lowest rate on record. Source: Florida Realtors

RealtyTrac: In Southwest Fla., cash buyers in two local housing markets paid more for listings than buyers taking out a mortgage – a possible sign of a peak. Source: Florida Realtors

Pending home sales increased slightly in March for the second consecutive month, reaching its highest level in almost a year, according to NAR. Source: Florida Realtors

Landlords that once banned ex-convicts must regroup after HUD suggested it could be a fair housing violation. The exact do’s and don’ts aren’t clear, but HUD advice to public housing managers offers some insights. Source: Florida Realtors

Mortgage fees have changed for low downpayment loans. Buyers with a good-but-not- great credit score pay higher fees – those with stellar credit pay less. Source: Florida Realtors

While 1/3 of young adults want to buy a home within a year, 43% have a subprime credit score, making it unlikely lenders will accept their mortgage application. Source: Florida Realtors

A study compared listing prices to selling prices and attempted to see which words within listing descriptions tended to attract higher-than-expected offers. Source: Florida Realtors

FHA charges sellers a full-month’s interest at early-month closings, and a group of owners are suing four banks over the practice, including BofA and SunTrust. Source: Florida Realtors