A property-insurer-paid Fla. fund helps owners if their property insurer goes bankrupt, but a payout doesn’t have to be as good as the benefits stated in a now-defunct policy; and the court ruled that a 2011 law can be applied retroactively. Source: Florida Realtors

NAR created a list of top concerns today’s political candidates will deal with once in office, although housing hasn’t been a high-profile campaign topic. Source: Florida Realtors

A TransUnion study predicts a strong uptick in first-time buyers as aging millennials start families and wounds from the Great Recession continue to heal. Source: Florida Realtors

Legal QandA: Can HOA owners report their association to the state? Can condo directors accept restaurant gift cards? Can I sell my condo but keep the boat slip? Source: Florida Realtors

For the first time in a decade, the time it takes to foreclose on a home is down. Fla. remains a top foreclosure state, but it’s now No. 5 for foreclosure rates. Source: Florida Realtors

Fla. families with mortgages backed by FHA, Fannie Mae or Freddie Mac may be eligible for mortgage protection, and their penalty fees could be waived. Source: Florida Realtors

A federal appeals court ruled that CFPB’s structure – the U.S. consumer bureau with oversight over RESPA rules and most financial companies – is unconstitutional. Source: Florida Realtors

If all you say is “3BR, 1BA, eat-in-kitchen,” why would it grab buyers’ attention? Some agents say a listing description should make buyers feel something. Source: Florida Realtors

Have private health insurance rather than coverage through the national program? If so, you don’t qualify for tax credits and may be spending too much money. Source: Florida Realtors

Brokers: Is MLS data secure if a storm hits? Do team members have a post-storm contact plan? If you rent, who is responsible for pre-hurricane preparations? Source: Florida Realtors