No one knows, but lower fees often draw people in while higher fees drive them away. One suggested change so far: A 5% minimum downpayment for second-time buyers. Source: Florida Realtors

The government-owned enterprises that back mortgages are a hot topic and risky venture for taxpayers, but they’re also a big U.S. Treasury money-maker right now. Source: Florida Realtors

In 2005, 45,000 people passed Fla.’s real estate licensing exam; by 2008, the number plunged to 8,598 before bouncing back. By 2016, 27,926 people passed the exam, and Fla. now has 250,000 real estate licensees. Source: Florida Realtors

It’s unclear how immigration rules will change, but WalletHub analyzed data to gauge its impact. Overall, Fla. ranked 13th – but 4th in foreign-born residents. Source: Florida Realtors

NAR study found that 81% of Americans consider their pets’ needs before agreeing to any kind of home renovation, and 99% consider their pet part of the family. Source: Florida Realtors

Fannie and Freddie decide which insurance companies are okay, but they may soon delete a few from Fla. lists, which would force 250K owners to find a new insurer. Source: Florida Realtors

Brokers who pay for copyrighted photos should read contract terms, says NAR, because a court will soon determine Zillow’s legal-use rights after a listing expires. Source: Florida Realtors

The CFPB, which oversees RESPA, will likely change from semi-independent director oversight to a bipartisan board; and Congress could start setting CFPB’s budget. andmdash Source: Florida Realtors

The 2016 Profile of Home Buyers and Sellers Florida Report from NAR finds that 50% of state shoppers contacted an agent first when it was time to buy; nationally, only 17% start with a Realtor, and many begin the search process online. Source: Florida Realtors

A rate spike last week was short lived, though current rates are still higher than the average 3.65% for all of 2016. Source: Florida Realtors